Info Center

Are you considering selling your structured settlement or annuity payments? Maybe you’re already in the process and questioning whether it’s the right decision. Whatever stage you’re in, you’ll want to make sure your reasons are positive, profound, and life-changing…legit!

Because…what’s more enticing than a big, fat pile of cash? Sometimes, the temptation of ‘easy’ money can result in short-sighted decision-making that may not necessarily be beneficial in the long-term. However, sometimes a large lump sum can very literally change lives for the better and set people up for brighter futures than they otherwise would have had.

When you decide to sell annuity payments, it’s kind of a big deal. You’re giving up some of your overall settlement so you can take advantage of a sweet, large sum of a money…it’s your money, sooner. It can be a damn good experience, but if you don’t play your cards right, things could go south, fast.

When you receive a lump sum of cash from a structured settlement it’s hard to think of anything better, right? It’s cash that you can rely on time after time. Well, imagine using the cash you received from selling your structured settlement to pay for your education. You’d be better able to take care of yourself and your family; that’s in addition to bragging rights!

Why Sell Lottery Winnings?

Real people win the lottery every day and annuity payments are often a great option for them; the winnings are paid out over time. Rather than take a lump sum directly from lottery commissions, they opt for the slow and steady pace of an annuity. But many lottery winners might at some point, need more of a financial boost—selling periodic payments for a lump sum can be a great option to help buy a home, further education, or pay off some debt.

They’re Baaaa-aaaack

The pictures lining the walls in your living room are shaking, the speakers in your television have reached capacity, and your nerves are nearly shot – they’re back. After a second bankruptcy since 2009, J.G. Wentworth – the Godzilla of structured settlements – is back at it; making big claims of large lump sums for structured settlement payments, but not following through. Though the most recent Godzilla movies portray the harrowing beast as a good guy, the Godzillas of old sing a different tune. And it seems that J.G. Wentworth is singing along…. We can all agree that we’d rather avoid another unwanted sequel.

So you’ve seen the J.G. Wentworth structured settlement commercials. The opera singers…the people bent over windowsills professing their need for “cash now.” But when you boil it down, those guys aren’t giving customers the best lump sum offers for the sale of their structured settlements and annuities. In fact, JG Wentworth has been lowballing customers left and right. It ain’t pretty and it’s up to customers to be really selective when they decide to sell their annuity payments for a lump sum. After all, J.G. Wentworth isn’t the only fish in the structured settlement sea, right? Damn right.

Selling your structured settlement for a lump sum could be the thing to get you out of your rut. Better yet, it might help you make bank! The settlement checks you’re getting, coupled with wages from your day job might be enough to keep the lights on. But any monies that come in at a snail’s pace may not be enough to get you to the next level.

Pick your HGTV ® poison. Flip or Flop, The Property Brothers…they all make flipping homes look incredibly easy. It’s anything but, especially when you consider the initial costs of a home, renovations, and even marketing. For those unfamiliar, the practice of “flipping” involves purchasing a home valued low, and then selling it at a profit, most times after investing in some top-notch renovations to attract buyers.

We are pleased to announce the sole winner of RSL Funding’s ‘Imagine’ Scholarship: Shelby Morrow from Southaven, Mississippi! Out of hundreds of essays received, Shelby’s submission was exemplary. Her essay detailed a solid, well-constructed investment strategy, which addressed short and long-term financial and personal goals.

You’ve made it through the worst of it! You survived your accident and your recovery is in full swing. Perhaps you’ve even been awarded a structured settlement and are receiving periodic payments as a result of a win in court (if so, you may want to cash in those payments for a lump sum of cash.

Zombies, monsters, ghosts, and psycho killer clowns have nothin’ on the fear of real-life money problems. The thing is, most people are guilty of the occasional financial flub. But consistent money mistakes can lead to very scary situations that are hard to come back from. But a little goes a long way in avoiding these types of nightmares. We’ve put together the top 5 scariest financial blunders and how avoid them. The hope is that you can be aware of the traps and use your know-how to dodge them.

We’re guilty as charged! We buy food simply because it’s “there.” Some companies do an amazing job at marketing their food products. And YES, it can be hard to resist the call of super low prices on delicious flame-broiled burgers. But doing this kind of thing too much can affect our waistlines and our pocketbooks in negative ways.

The truth is, overindulging may be the culprit for some people. But for others, eating healthy on a budget may be a result of other reasons that are entirely out of their control.

Borrowing from Peter to pay Paul? Looking in your jeans pocket for loose change? We’re here to tell ya that all that’s for the birds. But scrambling for money doesn’t have to be a way of life. If you’ve been awarded a structured settlement, an annuity, or lottery winnings, it’s a good move to sell your payments for a large lump sum. But all is not lost if you don’t have a payment stream in place (other than your paycheck). We’ve put together a quick rundown of ways you can keep more money in your pocket. And please note, these are things you can do right now.

Have you fallen behind on rent? It’s a real issue if you don’t have the funds to make a dent in your housing debt. But don’t panic – if you’ve been awarded a structured settlement or annuity, you have a chance to set things right. And even if you don’t have structured settlement payments coming in, you can leverage other tactics to keep you in good standing. Understand that literally millions of folks have been in the same boat and have recovered…you can too.

No matter your flavor – be it Mercedes Benz, Porsche, Land Rover, BMW, or Jaguar – everyone’s got a favorite car. The look, the speed, the comfort…the unmistakable power of the engine are the lifeblood of most car enthusiasts. But let’s be real – nothing compares to owning a simple car that RUNS. The good thing is, after you sell a structured settlement or annuity, you’ll have a lump sum of cash to purchase a vehicle that’ll to get you from point A to point B (it may not be a Benz, but it’ll treat ya right).