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If you’ve hit a major financial snag, it’s important to consider your options and make good, sound decisions – it’s how you put yourself back in good standing with the powers that be! And if you have a structured settlement, you might consider how to leverage your ongoing payment stream. You might be wondering if you can get a loan by borrowing against your structured settlement. After all, it is guaranteed money, so you should be able to use it as collateral for a loan, right? Well, not really. Opting to cash in on a structured settlement lump sum is by far a better choice than payday or other types of loans. Borrowing against your structured settlement could result in further financial issues.

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The settlement was huge. By most media speculations, the payout was to the tune of $90 million*. But for all of the pain and suffering that Tracy Morgan endured, it’s arguable that he deserved considerably more. In June of 2014, the world watched in horror as the beloved comedian and actor was rushed to the hospital with life-threatening injuries. A Walmart truck had crashed into Morgan’s limo on the New Jersey Turnpike causing him to suffer a traumatic brain injury, a broken leg, and broken ribs. He was in a coma for eight days and underwent months of physical rehab and therapy. His friend, comedian James McNair, was also in the limo and was killed. The cause? The driver of the Walmart truck had gone more than 24 hours without rest and essentially, fell asleep at the wheel. The trucker ultimately plead guilty. Walmart took responsibility and settled.

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Despite COVID-19 vaccine distribution across the United States, many people continue to bear the full brunt of the pandemic. Those who fall ill and experience the virus’s worst symptoms are often hospitalized and unable to work. Compounding the issue is the burden of out-of-pocket costs still plaguing folks who are out of work or who are considered low-income. Despite this cold reality and grim media reports that still litter the airwaves, we cannot forget that other serious medical problems have not gone away. Cancer, heart disease, respiratory infections, and even addiction are still a source of suffering for many. Even those who have been injured and who are in need of medication or physical therapy may feel financial pressure when they should be focusing on their recoveries. A beacon of hope lies within structured settlement payments—people with a settlement or annuity can sell all or a portion of their funds to cover high medical costs. Here, we’ll explore how a structured settlement lump sum can turn things around for people who require critical medical care for common illnesses, but find themselves financially lost.

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There were shared reactions of side eyes and eyebrow raises when U.S. government officials announced that a second stimulus check would be distributed to the public…a check in the amount of $600. The move aimed to provide U.S. citizens a financial reprieve during the COVID-19 pandemic. But many people believed that this “follow up” stimulus check was a far cry from the first stimulus payment of $1,200. People experiencing true financial hardship wouldn’t be able to scratch the surface of their debts with a meager $600 bucks. If you share this sentiment, but also have a structured settlement, listen up: Selling all or some structured settlement payments can supplement the $600 stimulus and provide real relief as the COVID-19 pandemic rages on.

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It’s understandable: you might have looked at 2020 with the same disdain as you would an out-of-control dumpster fire. Good news is, you can sell annuity payments to make your holidays (and future) a lot brighter (cue the twinkling holiday lights). Selling annuity payments can help taper or completely eradicate debt. And if you have your sights set on becoming your own boss in the new year, you can use your lump sum to get yourself up and running. COVID pandemic or not, having a large sum of cash in your hand will instantly empower you to do some amazing stuff. Here, we’ll dive into the specific ways that selling annuity payments can help you level up during the holidays and beyond.

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Structured settlements payments could be the key to keeping above water as the COVID-19 pandemic lingers on. Many people are unaware that selling a structured settlement for a lump sum can be a tremendous help in alleviating the financial burdens associated with COVID.

For example, if you’ve lost your job or have been furloughed because of the pandemic, you might feel an overwhelming sense of dread as your bills pile up. This is especially true if you are ineligible for other financial help programs. But selling a portion of your payments can help you navigate the financial ramifications of the coronavirus. In this quick 5-minute read, we’ll explain what you can do right now to tackle bills if you’ve been affected.

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Structured settlement factoring company, J.G. Wentworth lost its trademark claim against competitor, RSL Funding (“RSL”) (Facebook appeal reference number 695552397658567).

On July 14th, 2020, J.G. Wentworth reported two of RSL’s Facebook posts to administrators for ‘violating its trademark rights’. The Facebook posts informed the public about J.G. Wentworth’s questionable business practices. J.G. Wentworth claimed that RSL used the Wentworth trademark without permission ‘…in connection with the sale or promotion of goods or services’ and ‘that use is likely to confuse consumers about the source, endorsement, or affiliation of the goods or services.’

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Have you managed to stick to your New Year’s resolutions for 2020? If so, you’re doing better than most Americans – according to studies, most of us have given up by January 12 and only 8% of us ever actually achieve goals set for the new year.

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Moolah. Cheddar. Dough. The Almighty Dollar.

Some people say money isn’t everything, but it’s entirely possible that they’ve never been without it. The truth is, getting money often becomes the priority when the chips are down and you’re trying to get above water on the financial front. While some options like payday loans or credit card advances may seem like smart ways to get money quickly, these choices can mean bad news for your wallet in the long-term. Even personal loans might seem like a promising option at first glance, but the financial repercussions of them can result in accumulating more debt than what you started with. Here’s some insight on why you should steer clear of the “obvious” choices and instead, consider selling your structured settlement for a lump sum of cash.

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Remember the holidays last year? You know, where you showed up late for dinner because your car broke down on the drive over? And you’re between jobs no less? Yeah, those holidays. Even if those things didn’t happen to you exactly, it’s not uncommon for financial stress to creep up at this time of year. But no worries. You can win the holidays this time around with a little help from selling your structured settlement.

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Fear. Shame. Helplessness. Anxiety. These are only a few of the many emotions that can come with losing your job. For many people, the time spent between jobs can be the most difficult in their lives, but you can make it a little easier for yourself if you sell your annuity.

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Everyone’s got skeletons in their closets…annoying little buggers that remind us of our past mistakes, the good advice we ignored, and the consequences that we dodged. Specifically speaking, fines, tickets, and fees that we haven’t paid yet can keep cropping up in pretty awful ways. We’re talkin’ arrest warrants for unpaid fines, licenses being revoked because of unpaid tickets, and let’s not forget the mountain of debt that can accumulate because of failure to pay court fees. The good news is, if you have a structured settlement or annuity in place, you can redeem yourself and finally rid yourself of those skeletons once and for all.

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You already know that selling your structured settlement can get you a lump sum payment to buy a vehicle or home, go back to school, or invest; but what you may not know is that you can make the money from selling your structured settlement go even further.

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Picture this: You get a promotion, but the catch is, you have to relocate and pay for the move. On the surface, changing your financial situation by way of a promotion is amazing. But a big move (or any life change) can come with big expenses. If you’re not in a good place financially, you might feel “stuck;” unable to take full advantage of opportunities. A new job in a new state is one such opportunity. But there are many “golden egg” situations in life that may seem out of reach. Here’s something you might not have known: if you have an annuity or structured settlement, you can sell your payments for a lump sum. It’s money that can change things in a big way.

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Natural disasters can strike at any time and the destruction left in their wake can be devastating. In an instant, everything you’ve worked for your entire life can be destroyed by fire, flooding, or whatever else Mother Nature can conjure up. While you can’t control the weather, you can ensure your family has the means to escape a natural disaster safely. You can also secure a safe place to live. It can be done by selling your structured settlement or annuity payments for a lump sum.

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